FEES & INSURANCE
Blue Cross Blue Shield
I am an In-Network Provider with most Blue Cross Blue Shield plans. If you intend to use insurance to pay for your sessions, It is very important that you verify your coverage before the first visit. Be sure to call your insurance company and ask the following questions:
- Does my plan cover mental health services in an outpatient office?
- Is Karen Muehl an in-network provider on my plan?
- What is my co-pay or co-insurance?
- Do I have a deductible?
For clients using BCBS, I will take care of filing the claims for you.
For all other types of insurance I am considered Out-of-Network. Many insurance companies pay for members to see out-of-network providers, but they pay a smaller portion of the fee and the member is responsible for the rest. You will need to file insurance claims yourself. You will be expected to pay for sessions at the time of service and then I will provide you the forms to send in with your claim to get reimbursed by your insurance company.
For schedule of fees and financial policies please review the Fee Agreement and Financial Policy available on this page.